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Selling your home can be stressful, especially if you're buying a home at the same time.
Before you start to look for a buyer, read the government’s how to sell a home guide. This explains the home-selling process.
You should get your property valued before you decide on the price to ask for. This will help you to decide what your home is worth.
Start by researching prices that similar properties near you have sold for. Property websites such as Rightmove and Zoopla can be a useful starting point.
You should ask at least three estate agents for their opinion on your home’s value before deciding on the asking price.
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Before you put your home up for sale, talk to your solicitor.
A solicitor will act in your best interests and protect you if anything goes wrong. It's not worth taking risks – any mistakes could have serious consequences.
Your solicitor will:
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Check with a few solicitors to compare the cost of selling your home. You might want to think about:
You should check what costs you’ll have to pay if the sale falls through. Some solicitors charge a fee even if you do not complete the sale.
If the sale is successful, you may need to pay other expenses such as estate agent fees.
Find out more about the costs involved
Your solicitor will help you to complete a TA6 Property Information Form with detailed information about your home.
If you’re selling a freehold home that shares services with other houses, you may have to pay for the rent charge owner, management company, managing agent or their representative to complete an FME1 Freehold Management Enquiries Form.
Gathering all the key documents at this stage will save you time later.
If you’re selling a leasehold home such as a flat, you’ll need to give your solicitor some extra information.
Your solicitor will help you to complete a TA7 Leasehold Information Form with detailed information about the property.
You may have to pay for your landlord or managing agents to complete an LPE1 Leasehold Property Enquiries Form.
If the property you’re selling is mortgaged, you’ll need to pay off the rest of the mortgage when you sell your home. This can be paid when you complete the sale.
Speak to your mortgage lender to find out how much is left to pay. There may be extra costs for paying it off early depending on your type of mortgage.
Read the government's guidance on understanding your finances
You may want to employ an estate agent to:
You’ll need to give your estate agent the information about your home that you gathered earlier.
You can sell your home without using an estate agent, but this can be time-consuming.
Read the government's guidance on choosing an estate agent
Your estate agent must tell you about every offer made on your home.
Once an offer has been made, take your time to consider it carefully. The offer could be higher or lower than you expected, but you should not feel pressured into accepting it straight away.
Read the government's guidance on choosing a buyer
Once you’ve accepted an offer, you may want your solicitor to draw up a reservation agreement with the buyer’s solicitor. You do not need to enter into a reservation agreement, but it shows your commitment to the sale.
You should only sign an agreement if you intend to go through with the sale. If the buyer changes their mind before exchanging contracts, they’ll have to pay you compensation.
You do not have to go through with the sale, but you may have to pay the buyer compensation if you change your mind.
Before you exchange contracts, the buyer’s solicitor will carry out searches and make enquiries to find out as much as possible about your home.
The searches will identify issues that could affect the sale, such as legal disputes or planning constraints. Your solicitor may need information from you to answer the buyer’s questions.
The buyer may ask a specialist surveyor to carry out a survey of your home to highlight any problems, such as structural issues or damp.
If the buyer is unhappy with the search or survey results, you may need to carry out repairs or renegotiate the sale price.
Once you and the buyer have agreed to the terms of the sale, you’ll both sign the contracts. Your solicitor will exchange the contract you’ve signed for the contract the buyer has signed with the buyer’s solicitor.
Before exchanging contracts, you and the buyer have the right to decide not to go through with the sale.
If you’ve signed a reservation agreement, there may be financial penalties if you decide against the sale.
After exchanging contracts, the agreement is legally binding. If you pull out of the sale, you could be liable for breach of contract. This means you may have to pay the buyer’s costs and owe them compensation.
Completion takes place when:
If your sale is part of a property chain, there could be delays on the day of completion. Your solicitor should keep you up to date and resolve any legal issues.
You must move out of your old home and give the keys to your estate agent for the sale to be completed.
How to sell a home
Find a Solicitor
Buying a home